Payment Policy

At Chic on Cheek, we strive to make your shopping experience seamless and secure, right through to checkout. This policy outlines the payment methods we accept and important details about transaction security.

1. Accepted Payment Methods

We currently accept the following secure payment options:

  • Credit & Debit Cards: We accept all major cards through our secure payment gateway.

    • Visa

    • Mastercard

    • American Express

    • Discover

  • PayPal: Shop quickly and securely using your PayPal account or linked credit/debit cards.

2. Payment Security

Your security is our priority. All payment transactions are encrypted using Secure Socket Layer (SSL) technology and processed through a PCI-DSS compliant gateway.

  • We do not store your full credit card details on our servers at any time.

  • Payments via PayPal are subject to PayPal's own robust security and privacy policies.

3. Currency & Pricing

  • All prices on the Chic on Cheek website are displayed in US Dollars (USD).

  • For orders placed with credit/debit cards from outside the United States, your bank will handle the currency conversion, and any applicable foreign transaction fees are the responsibility of the cardholder.

4. When Is Payment Charged?

  • Your credit/debit card or PayPal account will be authorized and charged at the time you place your order. This ensures your items are reserved for you as we begin processing.

5. Payment Authorization & Declined Transactions

  • By providing your payment information, you confirm that you are the authorized user of the chosen payment method.

  • If your payment is declined, your order will not be processed. Please ensure your billing information (address, ZIP code, CVV) matches the details on file with your bank. For help with a declined transaction, please contact your card issuer or PayPal first.

6. Sales Tax

  • Sales tax will be applied to orders as required by state and local laws. The final tax amount will be clearly displayed on your order summary before you complete your purchase.

7. Refunds & Billing

  • All refunds will be issued to the original payment method used for the purchase.

  • Please allow 5-10 business days for the refund to be reflected in your account, depending on your bank or PayPal's processing times.

  • For our full return and refund procedures, please see our [Return & Refund Policy].

8. Need Help?

If you have any questions about payment, encounter issues at checkout, or notice an unexpected charge, please contact our customer service team for assistance.

Email: ask@chiconcheek.com